Should I Use Citi PremierMiles Card to Accumulate Air Miles Rewards?

Hi Friends,

In the market, there are several credit cards available for you to accumulate air miles rewards. The card I am personally using is Citi PremierMiles card.  Have you heard of this credit card? Have you also wondered if you should use Citi PremierMiles card to accumulate air miles rewards?

I have listed some details of the Citi PremierMiles card:-

1) Application eligibility

1.1) Must be 21 years old and above

1.2) Earn minimum annual income of SGD80,000

2) Citi PremierMiles Conversion

2.1) Every SGD1 spent earns you 1.2 Citi Mile.
During holiday season like near Dec, Citi actually increase the rewards and award 2 CitiMile for every SGD1 spent if you spend more than SGD4000 in that month.

2.2) 1 Citi Miles can be convertable into 1 Krisflyer Mile

2.3) You can redeem Citi Miles for flights on the most airlines or for a rebate on any travel or overseas spend.

2.4) No expiry date of Citi Miles. However, if you convert them in Krisflyer Miles, do take note Krisflyer Miles expire within three years.

2.5) When you pay annual membership subscription of approx SGD180 (subject to prevailing GST, therefore SGD192.60), you earn Citi Miles of 10,o00

So 1000 Citi Miles or Krisflyer Miles will cost SGD19.30

This is cheaper than buying Krisflyer Miles from Singapore Airlines. 1000 Krisflyer Miles cost approximately SGD50

2.6) If you spend more than SGD50,000 per year, you will get additional 10,000 Citi Miles upon payment of annual membership. So altogether 20,000 Citi Miles cost you SGD 192.60, which means 1000 Citi Miles cost below SGD10.

2.7) A conversion fee of SGD25 applies when you convert your Citi Miles to your frequent Flyer Programme miles. The process takes about 3-4 weeks

3) Other Benefits of CitiPremierMiles Card

3.1) Enjoy free travel insurance when you charge your travel ticket to their Citi PremierMiles.

3.2) You can also travel in style as Citi rewards you as a Priority Pass member. With this membership, you will receive two complimentary passes to access to a well appointed travelers’ lounge regardless of airline or class they fly. Additional pass can be purchased at USD24

Priority Lounge is something you will appreciate when you have transit flights. You can really relax at the lounge, have a drink or two, some light snacks and even bath facilities are provided at some lounges.

4) How Do I Maximise The Use of CitiPremierMiles Card

4.1) Look for big significant event (such as wedding, travel, renovation of your new home) that you really need to spend. Apply for the card first.You want to aim to target an annual spending of more than SGD50000 for that year.

4.2) If you do successfully spend more than SGD50,000 for that year, you must remember to pay the annual subscription. Your aim is to get 20000 Citi Miles at SGD192.60. This works out 1000 Miles for SGD9.65.

Cheap comparable to Singapore Airlines Krisflyer Miles which is sold at 1000 Miles for SGD50

We are going to list down other credit cards options that we can use to accumulate air miles. So do stay tune (subscribe to our feeds so that you won’t miss any of these posts)

Cheers,
Karen